On August 2, 2025, Prime Minister Shri Narendra Modi released the 20th installment of the Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) scheme from Varanasi, Uttar Pradesh, marking a significant milestone in India’s largest Direct Benefit Transfer (DBT) initiative. This installment disbursed approximately ₹20,500 crore to over 9.7 crore farmers across the country, reinforcing the government’s commitment to farmer welfare, rural development, and agricultural prosperity. Since its inception in February 2019, the PM-KISAN scheme has transferred over ₹3.69 lakh crore through 19 installments, with the 20th installment pushing the total closer to ₹3.90 lakh crore. This financial aid, provided as ₹6,000 annually in three equal installments of ₹2,000, supports small and marginal farmers by enabling them to meet agricultural and household expenses without relying on exploitative moneylenders.
The PM-KISAN scheme, launched as a central sector initiative, has become a cornerstone of India’s agricultural welfare policies. The 20th installment, released in a public event in Varanasi, exemplifies the scheme’s role in empowering farmers through transparent and efficient financial assistance. In Maharashtra, alongside other states, the scheme has significantly impacted millions of farmers, complemented by state-specific agricultural welfare programs. This article explores the significance of the 20th installment, the broader impact of PM-KISAN, its technological advancements, and its synergy with Maharashtra’s state schemes in 2025.
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Objectives of PM-KISAN
The PM-KISAN scheme was designed to address the financial challenges faced by small and marginal farmers (SMFs), who constitute over 85% of India’s farming community, owning less than two hectares of land. Its primary objectives include:
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PM Modi Releases PM-KISAN 20th Installment |
- Financial Support for Agricultural Inputs: Providing ₹6,000 annually to help farmers procure essential inputs like seeds, fertilizers, and equipment, ensuring proper crop health and optimal yields.
- Protection from Moneylenders: Reducing dependence on informal credit sources, which often trap farmers in cycles of debt due to high interest rates.
- Sustaining Farming Activities: Ensuring farmers can continue their agricultural work by alleviating financial burdens during critical sowing and harvesting seasons.
By offering direct income support through DBT, the scheme ensures transparency, eliminates intermediaries, and delivers funds directly to Aadhaar-seeded bank accounts, fostering economic stability and dignity among farmers.
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PM-KISAN 20th Installment Highlights
Highlight | Details |
---|---|
Event | Prime Minister Narendra Modi released the 20th instalment of PM-KISAN on August 2, 2025, from Varanasi, Uttar Pradesh, during a “Kisan Utsav” event. |
Disbursement Amount | ₹20,500 crore disbursed to over 9.7 crore farmers via Direct Benefit Transfer (DBT). |
Scheme Overview | PM-KISAN provides ₹6,000 annually to small and marginal farmers (landholdings up to 2 hectares) in three ₹2,000 instalments, credited to Aadhaar-linked bank accounts. |
Beneficiary Reach | Over 11 crore farmers benefited nationwide, with 9.7 crore in the 20th instalment. Uttar Pradesh (2.3 crore) and Bihar (75 lakh) lead in beneficiary numbers. |
Objectives | Supplement financial needs for agricultural inputs (seeds, fertilizers). Protect farmers from moneylenders. Ensure continued farming and improved crop yields. |
Category | Central Govt Scheme |
Year | 2025 |
Pradhanmantri Dhan Dhanya Krishi Yojana
Impact and Achievements of PM-KISAN
PM-KISAN 20th Instalment– Direct Benefit, Real Impact
— PIB Agriculture (@PIBAgriculture) August 1, 2025
Ensuring timely income support to 9.7 crore farmers across India.
On 2nd August 2025, PM Shri Narendra Modi will release the 20th instalment of PM-KISAN Samman Nidhi from Varanasi.
Read- https://t.co/Zhiszeu36D#PMKISAN pic.twitter.com/tFxfTwxkTw
Technological Advancements in PM-KISAN
The PM-KISAN scheme has leveraged technology to enhance efficiency, transparency, and accessibility. Key technological advancements include:
- PM-KISAN Mobile App: Launched on February 24, 2020, the app simplifies self-registration, benefit status tracking, and e-KYC processes. In 2023, a face authentication feature was introduced, allowing remote farmers to complete e-KYC without OTPs or fingerprints, making it accessible even in areas with limited connectivity.
- Common Service Centres (CSCs): Over 5 lakh CSCs facilitate registrations and e-KYC, ensuring farmers in remote areas can access the scheme. Farmers can also assist up to 100 neighbors with e-KYC, promoting community-level support.
- Kisan eMitra AI Chatbot: Launched in September 2023, this AI-powered chatbot, integrated with Bhashini, provides instant query resolution in local languages, addressing issues related to payments, registration, and eligibility. This enhances accessibility for India’s linguistically diverse farming community.
- India Post Payment Bank: The Department of Posts enables farmers to link or update their mobile numbers with Aadhaar for e-KYC completion, further streamlining the process.
- AgriStack and Digital Infrastructure: Tools like AgriStack offer personalized support, while the integration of Jan Dhan, Aadhaar, and mobile phones ensures a farmer-centric digital ecosystem.
These advancements have minimized fraud, ensured timely payments, and empowered farmers with user-friendly tools to manage their benefits.
National Cooperative Policy 2025-2045
How to Check PM-KISAN 20th Installment Payment Status
Here are the simple steps to check your PM-KISAN 20th installment payment status:
Using the PM-KISAN Portal
- Visit Official Website
- Click “Farmers Corner” > “Beneficiary Status”.
- Enter Aadhaar number, bank account number, or mobile number.
- Complete the captcha and click “Get Data”.
- Verify with OTP if prompted.
- Check payment details (₹2,000 credited, date, bank account).
Using the PM-KISAN Mobile App
- Download PM-KISAN GoI app from Google Play Store (Android).
- Log in with your registered mobile number.
- Go to “Beneficiary Status”.
- Enter Aadhaar number or registration number.
- Verify with captcha or OTP.
- View payment status (use face authentication for e-KYC if needed).
Through Common Service Centres (CSCs)
- Visit a nearby CSC or State Seva Kendra.
- Provide Aadhaar number, mobile number, or registration number.
- CSC operator checks status and may assist with e-KYC (small fee may apply).
Using Kisan eMitra AI Chatbot
- Open PM-KISAN app or portal and select Kisan eMitra.
- Ask, “Check my 20th installment status” (text/voice, supports local languages).
- Enter Aadhaar number or registration number.
- Verify with OTP if asked.
- Get instant payment status response.
Via SMS Confirmation
- Check your registered mobile number for an SMS from PM-KISAN.
- SMS confirms ₹2,000 credit with date (if received, no further action needed).
- Call 155261, 011-24300606, or 1800-115-526.
- Email: pmkisan-ict@gov.in or pmkisan-funds@gov.in.
- Provide Aadhaar or registration number for status check.
Key Requirements
- Complete e-KYC (OTP, biometric, or face authentication).
- Ensure Aadhaar-linked bank account with active DBT.
- Verify land records with local authorities.
- Update mobile number via India Post or CSC if needed.
Preparations for the 20th Installment
The 20th installment faced initial speculation about a July release, with dates like July 18–20 or July 25 floated in media reports. However, the government confirmed August 2, 2025, as the official date, with PM Modi releasing the funds from Varanasi at 11 AM in Banoli, Sevapuri. Union Agriculture Minister Shivraj Singh Chouhan reviewed preparations in a high-level meeting in Delhi on July 29, 2025, ensuring a smooth rollout.
To receive the ₹2,000 payment, farmers must complete mandatory requirements:
- e-KYC: Farmers must update their e-KYC through the PM-KISAN portal or CSCs. Incomplete e-KYC leads to payment delays or withholding.
- Aadhaar-Linked Bank Accounts: Funds are transferred only to Aadhaar-seeded accounts with active DBT options.
- Accurate Land Records: Verified land ownership is essential for eligibility.
- Beneficiary Status Check: Farmers can verify their status on pmkisan.gov.in under the “Beneficiary List” or “Know Your Status” sections.
The Agriculture Ministry has warned against misinformation, urging farmers to rely on official sources like pmkisan.gov.in for updates.
Broader Implications and Future Prospects
The PM-KISAN scheme has evolved into more than a financial support mechanism; it is a transformative force for rural India. By providing timely funds, it empowers farmers to invest in better seeds, modern equipment, or diversified crops, enhancing productivity and resilience. The scheme’s emphasis on digital integration aligns with the government’s vision of a Viksit Bharat, prioritizing the welfare of farmers, the poor, youth, and women.
Union Home Minister Amit Shah praised the 20th instalment as a “farmer-friendly” step, while Agriculture Minister Shivraj Singh Chouhan oversaw preparations to ensure smooth disbursal. The scheme’s success has set a global benchmark for direct income support, with its DBT model ensuring transparency and efficiency.
Looking ahead, PM-KISAN is poised to integrate further technological advancements, such as expanded AI and data-driven tools like AgriStack, to offer tailored agricultural solutions. The scheme’s focus on inclusivity, digital empowerment, and financial stability will continue to strengthen India’s agricultural backbone, fostering hope and security for millions of farmers.
Conclusion
The release of the 20th PM-KISAN installment on August 2, 2025, underscores the scheme’s transformative impact on India’s agricultural landscape. By disbursing ₹20,500 crore to 9.7 crore farmers, the government continues to provide critical financial support to small and marginal farmers, enabling them to invest in agriculture, reduce debt burdens, and improve their livelihoods. In Maharashtra, the synergy between PM-KISAN and state schemes like the Namo Shetkari Mahasanman Nidhi Yojana and i-Khedut portal amplifies this impact, addressing local agricultural challenges.
The scheme’s success lies in its robust digital infrastructure, from the PM-KISAN mobile app to the Kisan eMitra AI chatbot, which ensures transparency, accessibility, and efficiency. Technological advancements like face authentication and multilingual support have made the scheme inclusive, reaching farmers in remote areas and diverse linguistic regions. As PM-KISAN evolves, it continues to empower farmers with not just financial aid but also dignity, security, and hope for a sustainable future. For millions in India’s villages, it remains a game-changer, reflecting the government’s commitment to building a prosperous and self-reliant agricultural sector.
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PM-KISAN 20th Instalment FAQs
Q. What is the PM-KISAN Scheme?
The Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) is a central government scheme launched in February 2019 to provide financial support to small and marginal farmers (SMFs) with landholdings up to 2 hectares. It offers ₹6,000 annually, paid in three equal instalments of ₹2,000 every four months, directly transferred to farmers’ Aadhaar-linked bank accounts via Direct Benefit Transfer (DBT).
Q. When and where was the 20th instalment of PM-KISAN released?
The 20th instalment was released by Prime Minister Shri Narendra Modi on August 2, 2025, from Varanasi, Uttar Pradesh, during a “Kisan Utsav” event.
Q. How much money was disbursed in the 20th instalment, and how many farmers benefited?
Approximately ₹20,500 crore was disbursed to over 9.7 crore farmers across India through DBT, ensuring transparency and no middleman involvement.
Q. How can I check the status of my PM-KISAN 20th instalment payment?
Farmers can check their payment status on the PM-KISAN portal (pmkisan.gov.in) under the “Farmers Corner” section. Enter your Aadhaar number, mobile number, or application ID to view details. Alternatively, use the PM-KISAN mobile app for status tracking.
Q. Who is eligible for the PM-KISAN scheme?
Eligible beneficiaries include:
- Farmer families with landholdings up to 2 hectares.
- Farmers with Aadhaar-seeded bank accounts.
Exclusions include:
- Institutional landholders.
- Constitutional post-holders, government employees (except Group D staff), income taxpayers, and professionals (e.g., doctors, lawyers).
Q. What are the mandatory requirements for enrolling in PM-KISAN?
To enroll, farmers must provide:
- Farmer’s or spouse’s name and date of birth.
- Aadhaar number.
- Bank account number and IFSC/MICR code.
- Mobile number linked to Aadhaar.
- Additional details as required in the bank passbook for mandate registration.
Q. How can I complete e-KYC for PM-KISAN?
e-KYC can be completed through:
- Facial Authentication: Use the PM-KISAN mobile app’s face scan feature (introduced in 2023) for remote e-KYC without OTP or fingerprint.
- OTP-based e-KYC: Via the PM-KISAN portal or app.
- Common Service Centres (CSCs): Over 5 lakh CSCs assist with e-KYC.
- State Government Officials: Each official can perform e-KYC for up to 500 farmers.
- Neighbor Assistance: Farmers can help up to 100 neighbors complete e-KYC.
- India Post Payment Bank: For linking/updating mobile numbers with Aadhaar.
Q. What is the Kisan eMitra AI Chatbot, and how does it help?
Launched in September 2023, Kisan eMitra is an AI chatbot integrated with the PM-KISAN scheme. It provides instant query resolution in local languages on payments, registration, and eligibility. Accessible via the PM-KISAN mobile app, it uses Bhashini for multilingual support, enhancing accessibility for farmers across India’s diverse regions.
Q. How does the PM-KISAN mobile app assist farmers?
The PM-KISAN mobile app, launched on February 24, 2020, offers:
- Self-registration for the scheme.
- Payment status tracking.
- Facial authentication-based e-KYC.
- Access to the Kisan eMitra AI chatbot for query resolution.
- The app ensures transparency and ease of access, especially for remote farmers.
Q. What is the role of Bhashini in PM-KISAN?
Bhashini, integrated with the Kisan eMitra chatbot, provides multilingual support, enabling farmers to access scheme-related information in their regional languages. This promotes inclusivity and ensures that linguistic diversity does not hinder access to benefits.