Pradhan Mantri Dhan-Dhanya Krishi Yojana 2025: The agricultural sector forms the backbone of India's economy, employing nearly half of the country’s workforce and contributing significantly to its GDP. Recognizing the need to address challenges faced by farmers, such as low productivity, limited access to credit, and inadequate infrastructure, the Government of India introduced the Pradhan Mantri Dhan-Dhanya Krishi Yojana (PMDDKY) as part of the Union Budget 2025-26. Announced by Finance Minister Nirmala Sitharaman on February 1, 2025, this ambitious scheme aims to transform Indian agriculture by enhancing productivity, promoting sustainable practices, and ensuring financial security for farmers, particularly in underdeveloped regions. This article provides a comprehensive overview of the PMDDKY, detailing its objectives, benefits, eligibility criteria, and implementation strategies.
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What is the PM Dhan Dhanya Krishi Yojana 2025?
The Pradhan Mantri Dhan-Dhanya Krishi Yojana (PMDDKY), announced in the Union Budget 2025-26 on February 1, 2025, by Finance Minister Nirmala Sitharaman, is an ambitious scheme aimed at transforming Indian agriculture by enhancing productivity and ensuring financial security for farmers in 100 underdeveloped districts across the country. Targeting regions with low agricultural output, moderate crop intensity, and limited access to credit, the scheme promotes modern farming techniques, high-quality seeds, and advanced equipment to boost yields. It emphasizes crop diversification, sustainable and climate-resilient practices, and the development of post-harvest infrastructure, such as storage and warehousing at the panchayat and block levels, to minimize losses and improve price realization.
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| Pradhan Mantri Dhan-Dhanya Krishi Yojana |
By facilitating access to short-term and long-term credit through mechanisms like the Kisan Credit Card and collaboration with NABARD, the PMDDKY empowers small and marginal farmers, women farmers, and landless agricultural families. Converging with 36 existing schemes across 11 ministries, the initiative is set to be implemented over six years in collaboration with state governments, aiming to benefit approximately 1.7 crore farmers while fostering rural prosperity and reducing distress migration.
PMDDKY Highlights
| Highlight | Description |
|---|---|
| Scheme Name | Pradhan Mantri Dhan-Dhanya Krishi Yojana (PMDDKY) |
| Launch Date | Announced on February 1, 2025, during the Union Budget 2025-26. |
| Who Launched | Launched by Finance Minister Nirmala Sitharaman in the Union Budget 2025-26, in collaboration with state governments. |
| Objective | Aims to enhance agricultural productivity, promote crop diversification, improve irrigation and post-harvest infrastructure, ensure financial security through better credit access, and foster rural prosperity by reducing migration in 100 low-productivity districts. |
| Targeted Districts | Focuses on 100 underdeveloped districts with low agricultural productivity, moderate crop intensity, and limited credit access, covering at least one district per state. |
| Beneficiary Reach | Targets approximately 1.7 crore farmers, with a focus on small, marginal, women, and landless farmers to promote inclusive growth. |
| Enhanced Productivity | Promotes modern farming techniques, high-quality seeds, and advanced equipment to significantly boost crop yields in low-productivity regions. |
| Crop Diversification | Encourages cultivation of sustainable, high-value crops like pulses, fruits, and vegetables to reduce dependency on traditional crops and enhance resilience. |
| Post-Harvest Infrastructure | Develops storage and warehousing facilities at panchayat and block levels to minimize post-harvest losses and improve price realization for farmers. |
| Irrigation Expansion | Enhances irrigation coverage and promotes water-efficient technologies, such as drip and sprinkler irrigation, to stabilize yields in water-scarce areas. |
| Financial Access | Facilitates short-term and long-term credit through Kisan Credit Card and collaboration with NABARD, enabling investment in modern inputs and equipment. |
| Rural Employment | Creates employment opportunities in rural areas through skilling, technology adoption, and infrastructure development, reducing distress migration. |
| Scheme Convergence | Integrates 36 existing agricultural schemes across 11 ministries for efficient resource use and streamlined delivery, implemented over six years with state collaboration. |
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Background and Objectives of PMDDKY
The PMDDKY draws inspiration from the Aspirational Districts Programme, launched in 2018, which focused on transforming underdeveloped districts through convergence, collaboration, and competition. Similarly, the PMDDKY targets 100 districts across India characterized by low agricultural productivity, moderate crop intensity, and below-average access to credit. The scheme aligns with the government’s broader vision of doubling farmers' incomes, achieving rural prosperity, and making agriculture climate-resilient and sustainable.
The primary objectives of the PMDDKY include:
- Enhancing Agricultural Productivity: The scheme promotes modern farming techniques, high-quality seeds, and advanced equipment to boost crop yields.
- Promoting Crop Diversification: It encourages farmers to adopt diverse and sustainable crops to reduce dependency on traditional cropping patterns and enhance resilience to climate change.
- Improving Post-Harvest Infrastructure: The initiative focuses on developing storage and warehousing facilities at the panchayat and block levels to minimize post-harvest losses and improve price realization for farmers.
- Expanding Irrigation Facilities: The scheme aims to enhance irrigation coverage and promote water-efficient technologies to ensure stable crop yields.
- Ensuring Financial Access: By facilitating short-term and long-term credit, the PMDDKY seeks to make modern equipment, quality inputs, and advanced techniques accessible to farmers.
- Fostering Rural Prosperity: The scheme aims to create employment opportunities in rural areas, reducing the necessity for migration to urban centers.
The PMDDKY is expected to benefit approximately 1.7 crore farmers across the targeted 100 districts, with some sources suggesting it could impact up to 10 million farmers, depending on the scale of implementation.
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Key Benefits of the PMDDKY
The PMDDKY is designed to address systemic challenges in Indian agriculture, offering a range of benefits to farmers, rural communities, and the agricultural ecosystem. The key benefits include:
Increased Agricultural Productivity: By providing access to quality seeds, fertilizers, and modern farming technologies, the scheme aims to significantly enhance crop yields in low-productivity districts. This is particularly crucial for marginal and small farmers who struggle with low output due to limited resources.
Financial Support and Credit Access: The scheme facilitates both short-term and long-term credit through mechanisms like the Kisan Credit Card (KCC) and collaboration with the Department of Financial Services and NABARD. This enables farmers to invest in modern equipment, quality inputs, and advanced farming techniques, reducing financial stress and improving productivity.
किसानों के हितों को सुरक्षित कर रही मोदी सरकार।
— BJP Kisan Morcha (@bjpkm4kisan) July 16, 2025
केंद्रीय मंत्रिमंडल ने 100 जिलों में कृषि और संबद्ध क्षेत्रों में विकास को बढ़ावा देने के लिए प्रधानमंत्री धन-धान्य कृषि योजना को मंजूरी दी है। #CabinetDecisions pic.twitter.com/jhlYsVZQPQ
Sustainable and Climate-Resilient Farming: The PMDDKY promotes climate-specific farming practices, such as precision agriculture and water-efficient technologies, to mitigate the impacts of climate change. This ensures long-term sustainability and resilience in agricultural practices.
Reduced Post-Harvest Losses: By developing storage and warehousing facilities at the panchayat and block levels, the scheme minimizes post-harvest wastage, ensuring better price realization for farmers. This is critical in low-productivity regions where inadequate storage often leads to significant losses.
Improved Irrigation Infrastructure: The scheme emphasizes expanding irrigation coverage and adopting efficient water-use technologies, such as drip and sprinkler irrigation, to stabilize crop yields and enhance crop intensity in water-scarce regions.
Rural Employment and Economic Stability: By addressing underemployment in agriculture through skilling, investment, and technology adoption, the PMDDKY aims to create ample opportunities in rural areas. This reduces the need for distress migration and fosters economic stability for rural communities, with a special focus on women farmers, small landholders, and landless families.
Support for Crop Diversification: The scheme encourages farmers to diversify crops, reducing reliance on water-intensive or low-value crops and promoting high-value, sustainable crops like pulses, fruits, and vegetables. This aligns with the government’s six-year mission for self-sufficiency in pulses, announced alongside the PMDDKY.
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Eligibility Criteria of the Scheme
The PMDDKY is designed to benefit small and marginal farmers, rural communities, agricultural cooperatives, and agri-tech startups, with a focus on 100 districts identified for their low productivity, moderate crop intensity, and limited access to credit. While detailed eligibility criteria may vary based on state-specific guidelines, the following are the key requirements for participation:
Geographical Eligibility: Farmers residing in the 100 selected districts, at least one from each state, are eligible. These districts are chosen based on their agricultural challenges, such as low crop yields and inadequate credit access.
Farmer Categories: The scheme primarily targets small and marginal farmers, who constitute the majority of India’s farming community. Women farmers, young farmers, and landless agricultural families are also prioritized to ensure inclusive growth.
Land Ownership: While land ownership is not explicitly mentioned as a requirement, the scheme focuses on farmers cultivating infertile, barren, or underdeveloped agricultural land to enhance productivity. Tenant farmers and sharecroppers may also be eligible, depending on state-level implementation guidelines.
Registration and Documentation: Farmers must register through designated channels, such as Common Service Centres (CSCs), state agricultural departments, or online portals, providing necessary documentation like Aadhaar, land records, and bank account details. The exact documentation requirements will be finalized in the detailed guidelines expected in the coming months.
Participation in Existing Schemes: The PMDDKY converges with 36 existing schemes across 11 ministries, meaning farmers already enrolled in schemes like the Pradhan Mantri Fasal Bima Yojana (PMFBY) or Kisan Credit Card (KCC) may have streamlined access to PMDDKY benefits.
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Implementation Details of PMDDKY
The PMDDKY will be implemented over a six-year period, starting from the financial year 2025-26, in collaboration with state governments to ensure a localized and coordinated approach. The scheme is managed by the Ministry of Agriculture and Farmers’ Welfare, with support from the Department of Financial Services and the National Bank for Agriculture and Rural Development (NABARD) for credit-related components.
Key Implementation Strategies:
Convergence with Existing Schemes: The PMDDKY integrates 36 existing agricultural schemes across 11 ministries to maximize impact. This convergence ensures efficient use of resources and avoids duplication of efforts. For instance, the scheme complements initiatives like the PMFBY for crop insurance and the KCC for credit access.
Phased Rollout: The scheme will be implemented in a phased manner, with detailed guidelines and fund allocations to be finalized in the months following the budget announcement. The initial focus will be on identifying and prioritizing the 100 target districts.
Budget Allocation: While no separate budget has been allocated for the PMDDKY, funds will be drawn from the Ministry of Agriculture and Farmers’ Welfare’s budget of ₹1.37 lakh crore for 2025-26, a 4% increase from the previous year. Additional allocations may be made after Union Cabinet approval.
Technology-Driven Solutions: The scheme emphasizes technology adoption, including precision agriculture, climate-resilient seeds, and efficient irrigation systems. Agri-tech startups and agricultural cooperatives will play a key role in disseminating these technologies to farmers.
Partnership with States: The PMDDKY will be implemented in collaboration with state governments to ensure alignment with local agricultural needs. States will identify eligible districts, facilitate farmer registration, and monitor progress.
Monitoring and Evaluation: The scheme draws inspiration from the Aspirational Districts Programme, which uses a competitive and collaborative framework to track progress. Regular monitoring and evaluation will ensure transparency and accountability in implementation.
Application Process
While the detailed application process is yet to be finalized, farmers can expect to apply through:
- Common Service Centres (CSCs): Farmers can visit local CSCs to register and submit required documents.
- Online Portals: A dedicated online portal may be launched for registration, similar to other government schemes like PM-KISAN.
- State Agricultural Departments: State-level agricultural offices will facilitate registration and provide technical assistance.
Farmers are advised to stay updated through official government websites, such as the Ministry of Agriculture and Farmers’ Welfare or state agricultural portals, for detailed guidelines and application procedures.
Innovative Approaches for Growth
While the PMDDKY holds immense potential, its success depends on effective implementation and addressing potential challenges:
- Coordination with States: Given the scheme’s reliance on state governments, seamless coordination is critical to avoid delays and ensure equitable distribution of benefits.
- Awareness and Outreach: Many small and marginal farmers in remote areas may lack awareness of the scheme. Robust outreach campaigns, including local language communication, are essential.
- Infrastructure Development: Developing post-harvest storage and irrigation infrastructure in 100 districts requires significant investment and timely execution.
- Credit Accessibility: Ensuring that credit reaches the most marginalized farmers, including tenant farmers and women, will be key to the scheme’s inclusivity.
To overcome these challenges, the government must prioritize capacity building, leverage digital platforms for awareness, and establish a robust grievance redressal mechanism.
Conclusion
The Pradhan Mantri Dhan-Dhanya Krishi Yojana 2025 is a transformative step toward modernizing Indian agriculture and empowering farmers in underdeveloped regions. By focusing on productivity, sustainability, and financial inclusion, the scheme addresses critical challenges faced by small and marginal farmers. Its emphasis on technology, infrastructure, and collaboration with states positions it as a holistic initiative to foster rural prosperity and reduce migration pressures. As the scheme rolls out over the next six years, it has the potential to reshape India’s agrarian landscape, ensuring economic stability and sustainable growth for millions of farmers. For the latest updates on eligibility and application processes, farmers are encouraged to visit official government portals or contact local agricultural offices.
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PM Dhan-Dhanya Krishi Yojana 2025 FAQs
Q. What is the Pradhan Mantri Dhan-Dhanya Krishi Yojana (PMDDKY)?
The PMDDKY is a government scheme launched on February 1, 2025, during the Union Budget 2025-26 by Finance Minister Nirmala Sitharaman. It aims to enhance agricultural productivity, promote crop diversification, improve irrigation and post-harvest infrastructure, ensure financial access through credit, and foster rural prosperity in 100 underdeveloped districts across India.
Q. Who is eligible to benefit from the PMDDKY?
The scheme targets small and marginal farmers, women farmers, and landless agricultural families in 100 selected districts with low agricultural productivity and limited credit access. Farmers must register through Common Service Centres (CSCs), state agricultural departments, or online portals, providing documents like Aadhaar and land records.
Q. What are the key benefits of the PMDDKY?
The scheme offers increased crop yields through modern farming techniques, financial support via credit access, reduced post-harvest losses through storage facilities, improved irrigation, and promotion of sustainable crops. It also creates rural employment opportunities, benefiting approximately 1.7 crore farmers.
Q. How will the PMDDKY be implemented?
The scheme will be implemented over six years, starting in 2025-26, in collaboration with state governments. It converges with 36 existing agricultural schemes across 11 ministries, with funds drawn from the Ministry of Agriculture’s ₹1.37 lakh crore budget for 2025-26, and emphasizes technology adoption and infrastructure development.
Q. How can farmers apply for the PMDDKY?
Farmers can apply through Common Service Centres (CSCs), state agricultural departments, or a dedicated online portal (to be announced). They should stay updated via official government websites, such as the Ministry of Agriculture and Farmers’ Welfare, for detailed guidelines and application procedures.