The Mukhyamantri Ladli Laxmi Yojana (also known as Ladli Laxmi Yojana or Ladli Lakshmi Yojana) is a flagship initiative of the Madhya Pradesh government, launched in 2007 to promote the birth of girl children, improve the sex ratio, enhance girls' education and health, and secure their financial future. As of 2026, the scheme continues to be a cornerstone of girl child empowerment in Madhya Pradesh, providing structured financial assistance totaling ₹1,43,000 through an assurance certificate issued in the name of eligible girls.
This scheme has positively impacted millions of families by discouraging female foeticide, encouraging education, and preventing child marriage through conditional benefits. In this comprehensive guide (updated for 2026), we cover everything you need to know: eligibility, detailed benefits, installment structure, how to apply online, required documents, and how to check application or payment status.
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Objectives of Ladli Laxmi Yojana
The primary goals include:
 |
| Ladli Laxmi Yojana |
- Fostering a positive attitude toward the birth of girls.
- Improving the child sex ratio in Madhya Pradesh.
- Boosting girls' enrollment and retention in schools.
- Providing financial security for education, skill development, and marriage after legal age.
- Reducing child marriage by linking maturity benefits to conditions like completing Class 12 and marrying after the prescribed age.
Ladli Laxmi Yojana 2026 Highlights
| Highlight | Details |
|---|---|
| Total Benefit Amount | ₹1,43,000 (assurance certificate) |
| Maturity / Lump Sum | ₹1,00,000 at age 21 (after Class 12 & legal marriage age) |
| Initial Deposits | ₹6,000/year for 5 years = ₹30,000 total |
| School Scholarships |
Class 6: ₹2,000 Class 9: ₹4,000 Class 11: ₹6,000 Class 12: ₹6,000 |
| Higher Education | ₹25,000 incentive + tuition fee coverage |
| Eligibility – Birth | Girl born on/after 1 January 2006 |
| Key Conditions | MP domicile, parents not income tax payers, Anganwadi registration |
| Family Limit | Up to 2 girl children (exceptions apply) |
| Official Website | ladlilaxmi.mp.gov.in |
MP gaon ki beti yojana
Eligibility Criteria for Ladli Laxmi Yojana 2026
To qualify for the scheme in 2026, the girl child must meet the following conditions (as per official guidelines from ladlilaxmi.mp.gov.in):
- The girl must be born on or after January 1, 2006.
- She must be registered at the local Anganwadi center.
- Parents/guardians must be permanent residents (domicile) of Madhya Pradesh.
- Parents must not be income tax payers.
- The family should have adopted family planning after the birth of the second child (exceptions apply for the first girl child or special cases like orphans).
- The scheme typically covers up to two girl children per family (with provisions for orphans, adopted girls, or girls in care homes).
- The girl must maintain regular attendance at the Anganwadi (where applicable) and meet educational milestones for higher benefits.
- Special provisions exist for orphans, girls in maintenance homes, or those from families with fewer than two children.
Benefits and Financial Assistance (₹1,43,000 Total)
The government issues an assurance certificate worth ₹1,43,000 in the girl's name. Benefits are disbursed in stages to encourage education at every level:
- Initial Deposits: ₹6,000 per year for the first 5 years after registration (total ₹30,000 deposited in the Madhya Pradesh Ladli Laxmi Yojana Fund, which grows with interest).
Educational Scholarships:
- On admission to Class 6: ₹2,000
- On admission to Class 9: ₹4,000
- On admission to Class 11: ₹6,000
- On admission to Class 12: ₹6,000
Higher Education Incentive: On admission to a graduation or professional course (minimum 2 years): ₹25,000 (disbursed in two equal installments – first and last year).
Tuition Fee Support: Government covers tuition fees for undergraduate (graduation) studies.
Maturity/Lump Sum Payment: ₹1,00,000 (final payout) when the girl:
- Completes 21 years of age.
- Has appeared for the Class 12 examination.
- Marries after the government-prescribed legal age (to discourage child marriage).
These installments are conditional on meeting educational and age milestones, ensuring the funds support long-term empowerment. The total assurance of ₹1,43,000 combines direct deposits, scholarships, incentives, and the maturity amount (with interest accrual on initial funds).
This phased approach has helped thousands of girls complete their education and gain financial independence.
How to Apply Online for Ladli Laxmi Yojana 2026
Applications can be submitted online or offline through Anganwadi centers, project offices, or public service centers (MP e-Seva).
Online Application Steps:
- Visit the Official Website: https://ladlilaxmi.mp.gov.in/.
- On the homepage, look for the "Apply Now" or "Application" section (often under "Public Services" or "Registration").
- Read the rules and self-declaration, then click Proceed.
- Fill in the required details: Girl child's name, date of birth, parents' details, address, Aadhaar (if linked), and other information.
- Upload scanned copies of necessary documents.
- Submit the form and note the application/reference number.
- The application is verified by the concerned department (Women & Child Development), and upon approval, the assurance certificate is issued.
Offline applications involve submitting forms at Anganwadi centers or district offices with documents. Registration is typically done soon after birth or within specified timelines for eligible girls.
Required Documents for Application
Common documents include:
- Birth certificate of the girl child.
- Aadhaar card (of child and parents).
- Domicile certificate of parents (Madhya Pradesh residency proof).
- Income certificate (to prove non-income tax payer status).
- Family planning certificate (if applicable, post-second child).
- Anganwadi registration proof.
- Passport-size photos.
- Bank account details (for disbursements, often linked to the girl's or guardian's account).
How to Check Application Status or Beneficiary Details in 2026
To track your application, certificate, or payment status:
- Visit https://ladlilaxmi.mp.gov.in/.
- Navigate to sections like "Status Check", "View Certificate", "Application Status", or "Beneficiary List".
- Enter details such as application number, girl's name, date of birth, or registration ID.
- Complete captcha/OTP verification if required.
- View the current status, approval details, or certificate download.
For certificate download, use the "Download Certificate" option after verification. Helpline support is available at 0755-2550912 or via email (dir.wcd@mp.gov.in).
Conclusion
The Ladli Laxmi Yojana 2026 remains a powerful tool for girl child empowerment in Madhya Pradesh, offering up to ₹1,43,000 in assured financial support while promoting education and social change. By meeting eligibility and following the application process on the official portal, families can secure this benefit for their daughters.
For the latest updates or clarifications, always refer to the official website ladlilaxmi.mp.gov.in or contact the Women & Child Development Department. This scheme, combined with others like Mukhyamantri Ladli Behna Yojana (for adult women), reflects the government's commitment to women's welfare.
Ladli Laxmi Yojana 2026 FAQs
Q. What is the total benefit amount under Ladli Laxmi Yojana in 2026?
The Madhya Pradesh government issues an assurance certificate worth ₹1,43,000 in the girl's name. This includes annual deposits (₹30,000 over 5 years), educational scholarships (₹2,000 to ₹6,000 at different school stages), a ₹25,000 higher education incentive, tuition fee support for graduation, and a final maturity payment of ₹1,00,000 at age 21 under specific conditions.
Q: Who is eligible for the Ladli Laxmi Yojana?
The girl child must be born on or after January 1, 2006, and registered at the local Anganwadi centre. Parents must be permanent residents of Madhya Pradesh, not income tax payers, and (in most cases) have adopted family planning after the second child. The scheme covers up to two girl children per family, with special provisions for orphans, adopted girls, or special cases.
Q: When and how is the maturity amount of ₹1,00,000 paid?
The final lump-sum payment of ₹1,00,000 is released when the girl completes 21 years of age, has appeared for the Class 12 examination, and marries only after the legal age (to prevent child marriage). This condition ensures the funds support education and empowerment.
Q: How can I apply for Ladli Laxmi Yojana online in 2026?
Visit the official website ladlilaxmi.mp.gov.in, go to the application/registration section, fill in details like the girl's birth date, parents' information, and upload required documents (birth certificate, Aadhaar, domicile proof, etc.). Submit the form and track it using the reference number. Offline applications are also accepted at Anganwadi centres or district offices.
Q: What documents are required to apply?
Key documents include the girl's birth certificate, Aadhaar card (child and parents), Madhya Pradesh domicile proof, income certificate (non-taxpayer status), Anganwadi registration proof, family planning certificate (if applicable), and passport-size photos. Bank account details are needed for direct transfers of installments.
Q: How to check application status or beneficiary details?
Go to ladlilaxmi.mp.gov.in, select the "Status Check," "View Certificate," or "Beneficiary List" option. Enter your application/reference number, girl's name, date of birth, or registration ID. After captcha/OTP verification, you can view approval status, payment details, or download the certificate.
Q: Is there any change or update in the scheme for 2026?
As per the official portal and recent sources, there are no major structural changes in 2026. The scheme continues with the same eligibility, ₹1,43,000 assurance, phased benefits, and maturity conditions. Always verify the latest on ladlilaxmi.mp.gov.in for any minor updates.
Q: Can girls from families with more than two children still benefit?
Generally, the scheme is limited to two girl children per family. However, exceptions apply for twins/triplets, first girl child without family planning condition (post-2008 rules), orphans, girls in care homes, or special cases like children of rape victims. Check official guidelines for your situation.